Terms & Conditions

1. About Gyani Academy

Gyani Academy ("the Platform") is an online finance-education service operated by Finance Gyani Learning Pvt. Ltd. [CONFIRM legal entity name]. The Platform provides recorded video courses, live classes, assessments and certificates for educational purposes only.

2. Educational purpose — no investment advice

All content on the Platform is provided solely for educational and informational purposes. Nothing on the Platform constitutes investment advice, trading advice, research recommendations, portfolio-management services, or any assurance of returns.

Securities-market investments are subject to market risks. Learners should conduct independent research and consult a SEBI-registered investment adviser before making financial decisions. Past performance of any market, strategy or instrument discussed in course material does not guarantee future results.

SEBI registration held by an instructor does not imply SEBI's approval of any course, does not guarantee the accuracy of content, and does not assure investment returns.

3. Accounts

You must provide accurate information when registering and keep your credentials confidential. Accounts are personal and non-transferable. Sharing account access to circumvent per-learner course pricing is prohibited and may result in suspension.

4. Purchases and course access

Course prices are displayed inclusive of applicable GST unless stated otherwise. On successful payment, course access is granted for the validity period stated on the course page, measured from the date of purchase.

Access is a limited, non-exclusive, non-transferable licence to view the content for personal learning. Downloading, recording, redistributing or reselling course content is prohibited.

5. Assessments and certificates

Certificates are issued only on meeting the published completion and examination criteria. Certificates confirm course completion and assessment performance only; they are not professional qualifications and do not confer any regulatory status.

6. Acceptable use

You agree not to misuse the Platform, including attempting to access other users' data, circumventing content protection, scraping content, or using the Q&A system to solicit or provide specific investment recommendations.

7. Limitation of liability

To the maximum extent permitted by law, Finance Gyani Learning Pvt. Ltd. [CONFIRM legal entity name] shall not be liable for any indirect, incidental or consequential loss, including any trading or investment losses incurred by learners acting on their own decisions after consuming educational content.

8. Governing law

These terms are governed by the laws of India. Courts at [CONFIRM city, e.g. Mumbai] shall have exclusive jurisdiction.